Life's Opportunities Don't Wait. Neither Should Your Finance.
Personal Loans Australia: Better Rates, Faster & Simpler
Whether you’re planning a dream wedding, renovating your home, consolidating debt, or covering unexpected expenses, don’t let a slow, complicated loan process hold you back. We cut through the red tape, comparing hundreds of personal loans from a huge panel of over 80 lenders to find you the cheapest rates and most flexible terms. Get the funds you need to live your life, without the hassle.
A Personal Loan for Every Purpose
Our expert brokers can help you secure finance for almost any reason, tailoring a solution that fits your life and your budget.
Debt Consolidation Loans
Simplify your finances by rolling multiple high-interest debts (like credit cards and store cards) into a single, manageable loan with a lower interest rate. Take control of your budget and pay off your debt faster.
Home Renovation Loans
Ready to build that new kitchen or add a deck? We provide the funds you need to upgrade your home and add value to your most important asset.
Wedding & Holiday Loans
From the perfect wedding day to a once-in-a-lifetime trip, make memories without the financial stress. We'll help you finance the big moments so you can focus on enjoying them.
Medical & Dental Expense Loans
Cover the cost of planned or unexpected medical procedures with a simple and discreet personal loan, so you can prioritize your health without financial worry.
Unsecured Personal Loans:
Need finance without providing an asset as security? Unsecured loans offer the ultimate flexibility for a wide range of personal expenses, from buying new furniture to funding your education.
The Comparefin Advantage: Why Australians Choose Us
| Why | How |
|---|---|
We Handle All the Hassle | Forget endless paperwork and confusing jargon. Your dedicated broker manages the entire process, from application to liaising with the lender, ensuring a smooth and fast settlement. |
| A Broker That Works for You | Unlike a bank that can only offer its own products, we work for you. Our only goal is to find you the best possible loan from our huge panel, ensuring you get a deal that truly suits your needs. |
| Genuinely Cheaper Rates | This is our core promise. With access to over 80 lenders, we create a competitive marketplace where banks and financiers fight for your business, driving your rate down. |
| Solutions for Bad Credit | A less-than-perfect credit history isn't the end of the road. We specialize in bad credit personal loans and have access to non-bank lenders who are more flexible and can offer a second chance. |
Your 3-Step Path to Getting Funded
Get Your Free Quote (60 secs)
Tell us what you need the loan for and a few details about yourself. It's fast, easy, and won't affect your credit rating.
We Find Your Best Deal
Your personal broker compares hundreds of loans to find the perfect match. We'll present you with the best options and handle all the lender negotiations
Get Your Funds
You choose the loan you want, sign the documents digitally, and we'll arrange for the funds to be transferred to your account. It's that simple.
Frequently Asked Questions (FAQ)
Can I get a personal loan if I have bad credit?
Yes, it's often possible. We specialize in bad credit personal loans and work with a panel of non-bank lenders who are more flexible than traditional banks. They will look at your overall financial situation, not just your credit score.
What's the difference between a secured and unsecured personal loan?
A secured loan is tied to an asset (like a car), which is used as collateral. This usually results in a lower interest rate. An unsecured personal loan doesn't require any collateral, offering more flexibility but typically at a slightly higher interest rate.
How much can I borrow with a personal loan?
The amount you can borrow depends on your income, expenses, credit history, and the lender's criteria. We can help you determine your borrowing power and find a loan that fits your budget.
How quickly can I get my money?
We pride ourselves on a fast, streamlined process. For many applications, we can secure approval within 24 hours, with funds often available in your account shortly after.
What is a comparison rate?
The comparison rate helps you understand the true cost of a loan. It includes the interest rate plus most fees and charges (like application and monthly fees), giving you a more accurate picture of the total cost than the interest rate alone.
Can I pay off my personal loan early?
Yes, most personal loans allow you to make extra repayments to pay off your loan sooner and save on interest. Your broker will confirm the specific conditions of your loan so there are no surprises.